Speed with control
Automate procurement from intake to assessment to contract, with guardrails that keep your policies in force.
ReportThe 2026 State of TPRMThe 2026 State of TPRM: where programs break and what risk leaders want insteadDownload
Carriers depend on data aggregators, claims vendors, and third-party administrators (TPAs). Coverbase keeps that ecosystem in line.
Third parties touch underwriting, claims, and policyholder data at every step. Coverbase brings carriers, from regional mutuals to national names like Nationwide, disciplined vendor oversight with records ready for state regulator exams.
CoverbaseInsurance | TPA oversight
Insurance | TPA oversight
A claims vendor changes
TPA record
Financial signals
Security signals
Agent work
01Correlate the change
02Check the impact
03Route a response
Material change surfaced
Your vendor owner decides the follow-up.
Why insurers choose Coverbase
- 01
Mapped to NAIC model laws
Document vendor oversight against NAIC model laws as your state adopted them, and what your state insurance department expects. - 02
Claims and TPA oversight
Vet and monitor TPAs, claims vendors, and the other providers behind underwriting and servicing, and confirm their controls hold up. - 03
Data aggregator diligence
Assess the data providers feeding underwriting and pricing with the rigor they warrant. - 04
Audit-ready across the book
Keep a complete record ready for examiners for every vendor relationship.
Oversight across the policy lifecycle
Underwriting, servicing, and claims all run on vendors. Coverbase keeps risk visible at every stage.
Underwriting and claims vendors covered
Bring the third parties across underwriting, servicing, and claims under one consistent program.Regulator-ready records
Produce documentation for state department of insurance (DOI) exams on demand.Continuous monitoring
Financial, security, and compliance signals on your vendors, updated continuously.Diligence automated
Evidence gathered and assessed without manual chasing.
One platform for third-party risk and security
Explain with confidence
AI shows its reasoning for each recommendation, so you can explain your ratings, approvals, and exceptions.
Automate with assurance
Launch new workflows and adapt controls as your program and its regulations change.
How we protect your data
These are the practices behind the supplier records and evidence you keep in Coverbase. Read our security and privacy program.
To request our SOC 2 report or report a vulnerability, email security@coverbase.ai.
Independent review
A SOC 2 Type II audit against the AICPA Trust Services Criteria for security, availability, and confidentiality.Testing and remediation
External penetration tests every year, plus vulnerability scans and static and dynamic application security tests, with findings tracked through remediation.Identity and production access
SSO and SAML with Okta, Microsoft Entra, Google, and other identity providers. Multi-factor authentication is required for production access.Data protection
Data encrypted at rest with AES-256 and in transit with TLS 1.2 or higher.Internal accountability
Access logging, quarterly least-privilege reviews, and required employee security and privacy training.
How do state rules affect the vendor file?
Start with the law your jurisdiction adopted.
Does NAIC Model Law 668 apply identically in every state?
No. Model Law 668 is a model; each state decides whether and how to adopt it. We let you apply the controls required by your program and jurisdiction.
Can we review both claims TPAs and data providers?
Yes. We review claims TPAs and data providers under your program, with evidence matched to each provider's service and access.
Does Coverbase certify a carrier's compliance?
No. We surface the evidence and open findings; your company decides how to meet its state-specific obligations.